In an industry where incremental upgrades are often mistaken for innovation, true transformation requires a shift in mindset. For Krokovay Károly, Founder of Informula Ltd., that shift came from years of working within the system, and realizing its limits. 

Born in Hungary in 1970, Károly’s journey began with a passion for IT at the age of 14. He pursued system analysis academically and later professionally, working as a Systems Analyst and project manager on major banking IT projects. These experiences gave him a front-row seat to the inner workings of financial institutions, and exposed the deep-rooted inefficiencies that couldn’t be fixed with surface-level solutions.